What is the formula for calculating the factored number based on ALD?

The correct calculation for obtaining the factored number based on ALD involves understanding the relationship between ALD and the desired outcome. In this case, the formula ALD / 0.06 effectively transforms the ALD value to derive a related financial metric, often associated with interest rates or adjustments.

Using this formula indicates that you take the average loan debt (or any other metric represented by ALD) and divide it by 0.06, which essentially gives you an inflated value that accounts for certain financial considerations, such as growth or interest over a period. This method aligns well with financial calculations where determining a total based on a percentage is customary.

The other options suggest different types of calculations, such as percentages of the original value or simple additions, which do not align with the standard processes utilized in financial assessments related to ALD. Thus, the division by 0.06 reflects a proper methodology for obtaining a factored number relevant to the context.